Credit & Asset Management
Maximising Middle-Office Value
When it comes to managing real asset loans post-investment, Trimont’s Credit and Asset Management (CAM) teams provide globally integrated, outsourced middle-office resources to our clients around the world.
CAM services include financial oversight, business plan development and execution for both performing and non-performing credit, including workouts and special servicing.
Our Management Difference
| Specialised | We have a unique and proven skillset that earned us the reputation as the go-to credit management resource on complex investments. |
| Strategic | We view every project through a long-term lens to ensure you can better evaluate and act on plans that will drive exceptional results. |
| Scalable | We provide the middle-office tools, resources and support needed to scale up your strategy with confidence, pace and precision. |
Optimise Your Management
Trimont monitors ongoing loan performance and provides independent, non-biased recommendations to clients. Our product range offers outsourced credit management solutions, and in-house credit management teams with Trimont serving as an integrated extension of our clients’ platform
- Track ongoing deliverables during the loan term (milestones, reporting, conditions subsequent, insurance etc)
- Review borrower reporting and financial covenant calculation for accuracy and compliance
- Monitor loan performance through analysis of revenue, expenses, occupancy, financial metrics, comparing actual performance to budget and clients’ financial close model
- Analyse and administer loan modifications, extensions etc. coordinating between parties as needed
- Prepare Quarterly Credit Reports, including updates on business plan progress, current issues/events, action plan for issue resolution and financial analysis
- Review interest payment calculations for accuracy and completeness
- Review proposed unit/asset sales, or leasing requests and prepare a recommendation for the client
- Review monthly drawdown requests on construction loans, comparing cost to complete analysis, reviewing cost-overruns and ensuring that the development is fully capitalised